Our latest blogs
Immediately after the Bank of Canada announced a rate cut of .25% in June, I received calls from some of my clients asking for advice and/or insight on how the rate cut might affect their mortgage or overall financial picture. With another announcement scheduled for July 24, I thought I’d share some perspective on how […]
Read MoreUnderstanding the real facts about mortgages is crucial for making informed decisions that can save you time, money, and stress. Unfortunately, there are many myths out there that can lead to confusion or missed opportunities. In this newsletter, we’ll debunk some of the most common mortgage myths. Myth #1: You Need a 20% Downpayment […]
Read MoreFor many homeowners, home improvements aren’t just about creating a more comfortable living space — they’re also key to boosting property value. Here are the home improvement projects that offer the highest return on investment (ROI), and some helpful tips on balancing costs and benefits. High-ROI Home Improvement Projects KITCHEN RENOVATIONS Upgrading your […]
Read MoreAs your trusted mortgage broker, I’m always on the lookout for developments that can impact your homeownership journey. This month brings some hopeful news on the housing front that we’re eager to share with you. Federal Budget & Housing Investments The Government of Canada is set to unveil its federal budget on April 16th, and […]
Read MoreIntroduction: For many, purchasing their first home marks a significant milestone in life. In Surrey, BC, a diverse and thriving community, the dream of homeownership is within reach for first-time buyers. In this guide, we’ll explore the journey of buying your first home in Surrey, offering valuable insights and tips to help you navigate the […]
Read MoreAs the days grow longer, we warmly welcome the arrival of spring – a season of renewal and growth. Just as we set our clocks forward for daylight saving time, it’s a perfect moment to take proactive steps in managing your mortgage goals. Whether you’re considering buying a new home, refinancing, or making strides toward […]
Read MoreAs we find ourselves in the midst of RRSP season, it’s an opportune time for homeowners like you to evaluate how your property can be a pivotal asset in boosting your financial growth. The deadline for RRSP contributions is fast approaching on March 1, making now the perfect time to consider the strategic benefits of […]
Read MoreSecuring a mortgage is a significant step in the journey towards homeownership, and in Canada, it involves navigating through a set of criteria and considerations. While the process may seem daunting, understanding the key factors that lenders assess can significantly increase your chances of getting approved for a mortgage. In this comprehensive blog post, we […]
Read MoreBank of Canada holds overnight rate steady at 5% With the recent report of the inflation exceeding 3%, it came as no surprise today that The Bank of Canada did what most economists were forecasting and held the overnight rate steady at 5% in the first policy decision of 2024. This extends the pause […]
Read MoreRecent inflation numbers indicate that inflation is slowing, and many economists are saying that the most recent drop in the inflation rate will give the Bank of Canada the slack that it needs to hit pause on any rate hikes for the time being. While this is a positive sign, it is not necessarily translating […]
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