Our latest blogs
Overview Investment properties are an attractive option for individuals looking to generate passive income or build long-term wealth. However, financing such properties differs from securing a mortgage for a primary residence. If you are considering purchasing an investment property, understanding the nuances of mortgage in Surrey can help you make informed decisions. What is an […]
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A Busy Season in Real Estate Spring is here, and with it comes one of the busiest times in the Canadian housing market. As the snow melts and For Sale signs start popping up, many buyers and sellers are wondering: what’s the market like this year? Whether you’re looking to purchase a new home, refinance, […]
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Making Homeownership Attainable Mortgage brokers in Surrey simplify the process for first-time buyers, turning what can seem like a complicated journey into a smooth and achievable goal. We focus on providing clear direction, ensuring every client understands their options while securing competitive mortgage rates that align with their financial goals. Why First-Time Buyers Need Professional […]
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Winning the Delta Housing Game Navigating the real estate market can be challenging, especially in a competitive area like Delta. With demand consistently rising and housing options limited, it’s crucial to stand out and make informed decisions. If you’re thinking about buying a home in this dynamic market, you’ll need a solid strategy to secure […]
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What is a 10-Year Fixed Mortgage? A 10-year fixed mortgage is a home loan with an interest rate and monthly payment locked in for a decade. This type of mortgage is less common than longer-term options like 20- or 30-year loans but is favored by buyers who value stability and want to pay off their […]
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Understanding First-Time Home Buyers in Surrey Purchasing a home is one of the most significant financial decisions of your life. For first-time home buyers in Surrey, BC, navigating the mortgage process can seem overwhelming, but understanding the basics can make the journey much smoother. A mortgage broker like Harkamal Gill can help you make informed […]
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The Bank of Canada’s Key Interest Rate Cut The Bank of Canada has made a significant decision by reducing its key interest rate to 3.75 percent. This move, which involves a 50 basis-point cut, marks the first major decrease since the onset of the COVID-19 pandemic. Prior to this announcement, the rate stood at 4.25 […]
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Mortgage Renewal Trends in Canada Recent data from Mortgage Professionals Canada shows that 23% of all Canadian mortgage holders will renew their mortgage within the next year, and a staggering 50% will renew within two years. So chances are, you are looking at a mortgage renewal within the next two years, and if not, unless […]
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How bond yields impact fixed mortgage rates In the ever-evolving landscape of mortgage financing, it’s crucial to understand how external financial factors can influence mortgage rates. One significant factor is the bond market, both in Canada and the US. Here’s a breakdown of how bond yields impact fixed mortgage rates and why staying informed matters […]
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Canada’s Housing Market A New Era of Stability Housing Market A New Era of Stability In recent years, the Canadian housing market has experienced its fair share of turbulence, from soaring prices to fluctuating interest rates. However, recent trends indicate that Canada’s housing market is entering a period of remarkable stability, a welcomed change from […]
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