About Harkamal Gill

Hi! I am Harkamal Gill and I love mortgages!

I am a licensed mortgage broker with Kraft’s Mortgages serving Surrey British Columbians.

I was born and raised in India and migrated to Canada few years ago and spent 7 years working in a variety of financial related positions before stepping out as a mortgage broker.

My passion is helping people navigate the options when it comes to their mortgage and helping them feel completely confident with the product they choose. I love answering questions,comparing rates/payment plans and finding the best ways for clients to achieve their financial goals. As a Mortgage Broker in Surrey BC, I earn commission from lenders, so my services are completely free to you!

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Welcome to
Mortgages By
Harkamal Gill

  • Get one of the Best Mortgage Broker in BC!
  • Since we don't work for a lender, we're not motivated to lead you in only one direction. We'll analyze your needs, shop the market for the best available deals, then recommend the one that fits to your needs best.
  • We deal with Canada's leading banks, credit unions and private lenders so it's easy to find a mortgage that fits your needs exactly.
  • Bad credit don't worry we will make sure you get approved.
  • Save time and money to spend it with the family and friends who matter most to you!
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Our Services

We provide the Best Mortgage Rates

As a Mortgage Professional we have access to products you can’t find anywhere else.

New Purchase

Make Secure Purchase of Your New Home with My Mortgage Assistance Buying a new home

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Renewal

Attain Expert Professional Help in Your Mortgage Renewal Is your mortgage renewal around the corner?

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First time home buyers

Enjoy a Smooth & Hassle-Free Purchase of Your First-time home buyers in Surrey BC Buying

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New to canada

New to Canada? Obtain a Secure Mortgage with Expert Professional Help Being a newcomer in

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Pre Approval

Receive Expert Help with Your Mortgage Pre-Approval in Surrey BC Are you ready to buy

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Investment Property

Investment Property Mortgage:  Ensure Secure Income for Years to Come An Investment Property Mortgage in

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Renew Or Switch

Confused Whether Renew Or Switch Your Mortgage? I Am Here to Help When a borrower

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Mortgage Refinance

Refinancing Your Mortgage –Attain Expert Professional Support Are you looking to refinance your mortgage loan

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Our Markets Served

Surrey

Delta

Langley

Vancouver

Richmond

North Vancouver

West Vancouver

Burnaby

New Westminster

Coquitlam

Port Coquitlam

Port Moody

Maple Ridge

Mission

Abbotsford

Our Affiliations:

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I am a licensed mortgage broker with Kraft’s Mortgages serving British Columbians. I was born and raised in India and migrated to Canada few years ago and spent 7 years working in a variety of financial related positions before stepping out as a mortgage broker Surrey.